Renters Insurance
For generations, renting was what young people did. You got a degree, a job, you rented for a little while, and then you bought a house with a picket fence, had some kids, and lived the American dream.
But, more and more, people and families of all ages are choosing to rent. The American dream still includes a picket fence, but often that fence is in the yard of an apartment or rental home.
Just like a homeowner, renters own things. And just like a homeowner, it’s important to protect your assets. That’s why homeowners get Homeowners insurance, and that’s why as a renter, you should have renters Insurance.
Protect Yourself and Your Belongings
Renters insurance is like Homeowners insurance, except it’s tailored to renters. It’s a common misconception that the Landlord’s insurance covers a renter and his/her stuff too. Unfortunately, that’s not true. Your Landlord’s insurance is only there to cover them and their property…not yours.
- Personal possessions – coverage for your things (clothes, furniture, electronics, etc.) up to your coverage limit.
- Personal liability – coverage if you’re ever legally responsible for an injury or property damage, like if a guest trips over a cable and sues.
- Medical payments – coverage for medical expenses if someone (other than a resident) gets hurt in an accident at your place.
- Additional Living Expenses – coverage for extra temporary living expenses if your place is damaged and becomes uninhabitable.
You Can’t Afford NOT to Buy
Need another reason to consider renters insurance? It’s incredibly affordable! Much more so than many other coverage types - let us help you find the right policy.
If you really want to see just how affordable it could be, get a renters insurance quote now.
Fires, theft, weather damage and other things happen no matter where you live. To protect themselves, Homeowners get homeowners insurance. If you rent, you should get renters insurance. It’s a good precaution in a risky universe.
